Plan your care with confidence
Insurance and Payment Options
Union Family Dental accepts many dental insurance plans and offers flexible options for patients without coverage or those planning larger treatments. Call our office before your visit so we can confirm participation with your specific plan.
Insurance participation and benefits vary by plan. Union Family Dental does not accept Medicaid.
Accepted networks
Insurance brands and networks we work with
The logos below reflect the insurance providers published by the practice. Because participation can vary by exact product, please call with your member information before receiving care.
Company and plan names are shown for identification only. Availability does not guarantee coverage or payment for a particular service.
View the complete plan list published by the practice
- AARP Medicare Advantage through Delta Dental
- Aetna and Aetna Basic Dental
- Aetna Dental Access, Aetna Vital Dental, and DP Complete discount plans
- Ameritas
- Anthem and Unicare BCBS 200/300
- Aon Dental Solutions Discount Plan 200
- Assurant Health and Assurant PPO
- Avia
- Careington Solutions Simplified
- Cigna and Cigna PPO
- Colonial
- Delta Dental of NM and Delta PPO
- Dental Option
- DHA Dental Health Alliance
- Emblem Health Preferred Plus (Access)
- Empire BCBS PPO Premium and FFS
- Family Grins and Family Grins Plus
- GEHA Connection Dental Network
- Grid
- Guardian Preferred
- Healthplex Independence
- Healthy Smiles and Healthy Smiles Plus
- Horizon BCBS plans
- Humana PPO and Humana Medicare
- Independence Plus plans
- Meritain Health through Aetna
- MetLife and MetLife PPO PDP Plus
- Principal
- Sun Life Dental
- Tricare PPO and Military
- United Concordia
- UnitedHealthcare PPO and Medicare plans
Before treatment
How insurance verification works
Verifying your plan helps create a useful estimate, but only your insurer can make the final benefit determination.
Call 908-687-7036- 01
Share your plan details
Have the policyholder name, member ID, date of birth, and insurer phone number ready.
- 02
Confirm participation
Our team can check whether the office participates with your specific network and review available benefit information.
- 03
Review your estimate
Before planned treatment, we explain the expected patient portion based on the information available.
- 04
Watch for the final determination
Your insurer processes benefits according to your policy. Estimates are not a guarantee of payment.
Helpful answers
Insurance and payment FAQs
Call the office when you need an answer about your individual plan, anticipated treatment, or payment options.
Union Family Dental accepts many plans, but participation depends on the exact network. Call with your insurance card so the team can verify your specific plan.
No. The practice’s current insurance information states that Medicaid is not accepted.
No. Estimates are based on information available before treatment. Your insurer makes the final decision according to eligibility, limitations, deductibles, annual maximums, and policy terms.
Bring a photo ID, your current dental insurance card, policyholder information, and a list of any questions about anticipated costs.
Ask about the Union Family Dental Membership Plan and available payment arrangements. For larger treatment plans, eligible patients may also apply for Cherry financing.
The practice’s Cherry information states that the application uses a soft credit check. Approval, available amounts, APR, and repayment terms are determined by Cherry.
We are here to help
Verify your coverage before your visit
Call with your insurance card nearby, and our team will help you understand the next step.